Financing Options

At the Utah Eye Centers, we understand how important your vision is. We offer a variety of payment and financing options to help make your eye care more affordable than ever. One way to reduce the cost of corrective vision surgery is through the use of an employer-sponsored or tax deferred savings account for medical expenses.

 

Flexible Spending Account

A Flexible Spending Account (FSA) is an employer-sponsored benefit that allows you to deduct a percentage of your paycheck and use that money to pay for eligible medical expenses on a pre-tax basis. It’s a good option for employees who expect to incur medical expenses that won’t be reimbursed by regular health insurance plans.

 

Laser vision correction is an eligible FSA expense under IRS guidelines. Depending on your tax bracket, using an FSA to pay for your laser eye surgery could save you significantly. To find out more, and to learn if your company offers FSAs, speak with your company’s human resources or benefits manager.

 

It will be important to decide how much of your salary you want deducted from each paycheck – this money is exempt from federal, state and social security taxes. This money will be deposited in your Health Care FSA. Most companies allow you to spend the money any time during the year, even when it has not fully accumulated in your account. FSA funds that are not used get forfeited at the end of the year, so it is important to plan appropriately.

 

Health Savings Account

A Health Savings Account (HAS) is a tax deferred, interest-bearing savings account used to pay for reimbursed health care expenses. Unlike Flexible Spending Accounts, HSAs are not forfeited at your end but roll over and accumulate year after year if not spent.

 

Many patients use their HSAs to cover the cost of laser vision correction. To find out more, or to learn if your company offers HSAs, speak with your company’s human resources or benefits manager.

 

Care Credit

As a service to our patients, we are pleased to offer the CareCredit card, North America’s leading patient payment program. CareCredit lets you begin your treatment immediately, then pay for it over time with low monthly payments. CareCredit offers a full range of no interest and extended payment plans for treatment fees from $1 and up.

 

It only takes a few minutes to apply for CareCredit and you’ll receive an online decision in seconds! Click here to apply.

 

Utah Eye Center Financing

Aside from tax deferred or employer sponsored benefit plans, the Utah Eye Centers also provides internal financing for qualified applicants. These internal financing plans may require us to review a credit report on your behalf. The results of this report will help determine the amount of down payment that will be required. The balance of your account will then be paid in equal monthly payments. Approval of financing application is required prior to surgery. You can submit applications in office or via fax to 801-409-9901.

Call Utah Eye Centers today to schedule an appointment! 801-476-0494